Terms and Conditions

1. GENERAL INFORMATION
Any person or organization accessing or attempting to access the online or Electronic trading
services of YAIBROKERS or any affiliate of YAIBROKERS,
(referred to herein as “YAIBROKERS”) must first agree to the terms of this agreement. Such services
shall include all statement reviews, new account origination, internet trading and Electronic order
entry and reports, market trading general information, including quotes, charts, news, and
systems information, all clearing and back-office functions and services, all provided by
YAIBROKERS to user (“software”), the YAIBROKERS web site, as well as any other services that may
be added from time to time(“collectively referred to herein as “the systems”). This agreement
shall apply to any person or organization who accesses or attempts to access the systems, as well
as any person or organization who benefits from such use, including but not limited to, users who
benefit from the use of the systems by brokers acting on their behalf (“user”).
All limitations of liability and disclaimers contained herein shall apply to the systems regardless
of whether or not the systems or any part thereof, was developed or is serviced or supported by
YAIBROKERS. Use of the systems or user’s signed acknowledgment indicates user’s unqualified
acceptance of all of the terms of this agreement. If the user finds this agreement unacceptable, it
shall not use the systems. YAIBROKERS is willing to provide the systems to the user only if the user
agrees to be bound by the following terms.

1.1 Agreement
These (the YAIBROKERS Terms and Conditions) are entered into by and between YAIBROKERS and
you as the user or customer or client (hereinafter the “Client”). These Terms together with the
Application Form are the basis of our relationship and are to be read in conjunction with all other
polices and legal documents provided directly and/or published on the website.
Any additional terms and conditions issued by YAIBROKERS and expressly stated to be an integral
part of these (as available on the Website and whether or not referred to herein) describe the
terms and conditions applicable to the contractual relationship between YAIBROKERS and the
Client (the “Agreement”). YAIBROKERS reserves the right to change any such terms without
formally or expressively updating the Client. The Clients agree and acknowledge it is their
responsibility to continually familiarise themselves with such terms at any given time.

1.2 YAIBROKERS website address is:
https://www.yaibrokers.com (the “Website”).

1.3 Risk Warning
Before entering into this Agreement, the Client should carefully read and consider the Risk
Disclosure, which is available on the Website. The Risk Disclosure sets forth the particular risks
of investing in foreign exchange and contracts for differences (CFDs). YAIBROKERS will consider
the request to open an account by the Client and its acceptance of this request, as unequivocal
evidence that the Client has read and is prepared to accept the risks set out in the Risk Disclosure
which is helpful but does not describe all of the risks related to trading in contracts fordifferences. It is the Client’s responsibility to make sure it is fully aware of all these risks and to
take appropriate advice, if necessary, before entering into this Agreement.

1.4 Conflict of Interest Policy
The Client should be aware that, when providing investment services to the Client under this
Agreement, YAIBROKERS will have interests (including interests deriving from duties we owe
other clients or parties) in conflict with the Client’s interests, and some conflicts could not be
effectively avoided or mitigated without altering the discretionary nature of the prices quoted by
us. Indeed, by trading in contracts for differences, the Client will make gains or incur losses as a
result of a difference in prices (or exchange rates, as applicable) at which trading positions are
respectively opened or closed. For more comprehensive explanations regarding conflicts of
interest please refer to the Conflicts of Interest Policy, available on the Website.

1.5 Services covered by the Agreement
This Agreement will only apply to the services described in Section 2. Other activities carried
out by YAIBROKERS – within the investment and ancillary services contemplated by Section 1.2 –
fall outside the scope of this Agreement. Should YAIBROKERS at any subsequent point offer the
services of investment advice and portfolio management, then it shall only do so on the basis of
and in accordance with the provisions of an express written agreement. In the absence of such
express written agreement, no statement, act or omission of YAIBROKERS or any person
representing YAIBROKERS shall be deemed to constitute investment advice.

1.6 Charges and Commissions
All charges and commissions of YAIBROKERS applicable under this Agreement are set out in the
Rates Schedule.

1.7 Amendments to the Agreement
This Agreement (including any Appendices) may be amended by YAIBROKERS, in whole or in
part, from time to time as set forth in Section 6.14. Any amendment will be made by us at our
discretion either on notice or, in specified circumstances, without prior notice. Please refer to
Section 6.14 for further details.

1.8 Banned Jurisdictions
YAIBROKERS reserves the right and is entitled to at any time, and upon its sole discretion, to
restrict offering its services to certain jurisdictions and consider them as banned countries in
terms of engagement with the potential clients.
Currently, YAIBROKERS does not accept new clients and/or the opening of new accounts from the
following jurisdictions: ‘The United States’, ‘Japan’, Canada’.
YAIBROKERS currently does not automatically allow for the onboarding of clients who are from or
resident of ‘Algeria’, ‘Canada’, ‘Islamic Republic of Iran’, ‘Iraq’, ‘Sudan’, ‘Syrian Arab
Republic’, ‘North Korea’, ‘United States of America’, ‘Zimbabwe’, ‘Cuba’, ‘South Sudan’,
‘Myanmar (Burma)’, ‘Cote D’Ivoire’, ‘Yemen.’The aforementioned list of countries is non-exhaustive and the updated list of banned countries is
subject to alteration at any time YAIBROKERS deems proper upon its sole discretion. Changes will
be effected in accordance with the provisions of these terms.
This document does not constitute an offer on the part of YAIBROKERS or any member of the
Group to provide any services to persons under the age at which they can enter into contracts
which are binding on them or who are located in “Banned Jurisdictions” or in any jurisdiction in
which the solicitation of clients and the provision of the services provided for hereunder, would
be illegal.
YAIBROKERS’s services and products traded are only available to individuals who are at least 18
years old or otherwise at an age at which contracts which they enter into are binding on them in
the jurisdiction in which they are located.

2. SERVICES
2.1 Subject to the Client fulfilling its obligations under this Agreement, YAIBROKERS may provide
the following as well as any other available services to the Client (the “Services”):
(i) entering into spot contracts for differences with the Client on currencies, indices, precious
metals, oil, commodities, and financial instruments and products as listed in Underlying List
(respectively, “Contracts” or “trading positions” and the “Underlying”) acting as principal and
not as a Client’s agent; and (ii) receiving and transmitting orders relating to Contracts to other investment firms or authorized intermediaries acting on behalf of the Client.

2.2 Unless otherwise expressly agreed to in writing, YAIBROKERS shall provide the Services under
Section 2.1:
(i) by fulfilling Client’s orders as a Straight Through Processing (‘STP’) Broker but not on
behalf of the Client. YAIBROKERS shall quote (either through the Platform or otherwise) the price
(or exchange rate, as applicable) at which the Client is willing to enter into a particular Contract
and the Client may decide whether or not to enter into such Contract at the price (or exchange
rate, as applicable) quoted by YAIBROKERS and on the terms contemplated by this Agreement as
well as all other Legal Documents that shall govern such actions.
(ii) YAIBROKERS shall not provide the Client with any tax or other advice in relation to the Orders
placed under this Agreement or any other agreement for that matter, the Contracts or otherwise
in connection with this Agreement. The Client may wish to seek independent advice before
entering into this Agreement and placing any Orders or entering into any Contracts under this
agreement. The Client hereby represents and undertakes that it has access to independent
financial and legal advice or it is capable of making its own decisions in this respect and that no
reliance is placed on any information provided by YAIBROKERS or any representative of
YAIBROKERS or any act or omission thereof in making its investment decisions.(iii) The Client acknowledges and agrees that the Services offered pursuant to these terms shall
be on an execution only basis. No statement, act or omission of YAIBROKERS or any person
representing YAIBROKERS shall be deemed to constitute investment advice, a personal
recommendation or advice on the merits of a transaction. Any news, prices, opinions and any
other information which may be provided to the Client are simply provided to enable the Client
to make its own investment decisions and do not constitute personal investment advice.
(iv) In particular, and without prejudice to the generality of the above, no statement made in
relation to the performance of any financial instrument and no trading method or trading idea
shared with the Client shall be deemed to constitute advice or a personal recommendation.

2.3 The Client shall enter into this Agreement as a principal and not as an agent for any other
person unless otherwise agreed to in writing by YAIBROKERS.

2.4 The Client acknowledges and agrees that YAIBROKERS will carry out its trading business 24
hours a day, 5 days a week, from Sunday at 10 pm GMT through to Friday at 10 pm GMT or
during such other trading hours as are disclosed on the Website, as applicable in relation to each
Underlying or market. Subject to Section 2.6 and to the terms of this Agreement generally,
YAIBROKERS will only quote prices and accept Orders or instructions in respect of any Contract
during those hours.

2.5 Where, in YAIBROKERS’s reasonable opinion, a public holiday in any jurisdiction affects the
relevant underlying market, YAIBROKERS shall not be obliged to quote prices and will not accept
Orders or instructions in respect of any Contract related to that market. YAIBROKERS shall, from
time to time, give reasonable notice of such public holidays and the affected Contracts on its
website and/or within the Platform. In some cases, Contracts may only be traded during the time
when the relevant exchange, where the Underlying is traded, is open. Where trading relates to
any such Contract, YAIBROKERS shall not be obliged to quote prices and will not accept Orders or
instructions during any time when the relevant exchange is closed for business. YAIBROKERS shall
endeavor to inform the Client of the Contracts that are subject to such limited trading hours on its
website and/or within the Platform.

2.6 Any change to the trading hours or other information contemplated by Sections 2.5 and 2.6
shall not be treated as an amendment to this Agreement and shall take effect as and when the
relevant determination of YAIBROKERS or event occurs with no need for prior notice to the Client
(without prejudice to the obligations of YAIBROKERS under Section 2.6).

2.7 The Client acknowledges and accepts that in cases where YAIBROKERS is required to do so
under the Applicable Provisions and/or applicable and accepted market practice, or where this is
required by any counterparty or service provider of YAIBROKERS through which the YAIBROKERS
makes available an Electronic Trading Platform or through which YAIBROKERS provides Services
to the Client, YAIBROKERS may disclose to such parties information relating to the Client and/or
the Services provided and/or Transactions carried out with or for or on behalf of the Client, and
the Client shall provide YAIBROKERS for this purpose any information which YAIBROKERS deems to
be reasonably necessary. Such disclosures shall be made by YAIBROKERS for the purposes of
fulfilling its contractual obligations, its obligations under the Applicable Provisions, for thepurpose of enabling such counterparty or service provider to comply with their obligations under
the laws and regulations which apply to them and for the purposes of satisfying the requirements
of any Exchange.

2.8 In cases where direct disclosure by the Client is required to be made to any Exchange,
clearing house or regulatory or governmental authority, or to any service provider of YAIBROKERS
through which the YAIBROKERS makes available an Electronic Trading Platform or through which
YAIBROKERS provides Services to the Client, then the Client shall be responsible for, and shall
proceed in making, such disclosure.

2.9 Without prejudice to the generality of the above, in cases where any counterparty or service
provider of YAIBROKERS through which YAIBROKERS makes available an Electronic Trading
Platform or through which YAIBROKERS provides Services to the Client makes an inquiry in
respect of any Transaction of the Client, or where an Exchange or any regulatory body or other
competent authority makes an inquiry in respect of any Transaction of the Client, the Client
undertakes to co-operate with YAIBROKERS in promptly supplying such information and take or
refrain from taking such action as YAIBROKERS deems reasonably necessary in connection with
such inquiry.

3. ACCOUNT
3.1. The Client shall open an account with YAIBROKERS (the “Account”) before placing any
Orders or instructions or entering into any Contract with YAIBROKERS under this Agreement. No
Orders can be placed, and no Contract may be entered into until an Account is opened and
cleared funds have been deposited in accordance with this Agreement as well as the Client has
concluded all KYC requirements as per the relevant KYC procedures outlined during the
onboarding procedure.

3.2 For opening an Account, the Client must complete and sign the Application Form, as well as
sign this Agreement for acceptance (subject to YAIBROKERS’s rights under Sections 3.3. and 3.4.)
Following receipt of the Application Form and the additional documents indicated above,
YAIBROKERS may carry out all the searches and enquiries that YAIBROKERS deems to be appropriate
from time to time to assess the Client’s creditworthiness, including, without limitation, checks
from banks, credit reference agencies, and other reputable sources. YAIBROKERS may use creditscoring methods to assess the Client’s Application Form, to verify the Client identity and to
consider any changes to the way in which the Client operates the Account. The information may
be also used for debt tracing and the prevention of money laundering or terrorism financing as
well as for the management of the Account. The Client authorizes YAIBROKERS to use the
information to perform the above checks in relation to the Application Form and this Agreement
generally.

3.3 The Client shall at all times comply with all Applicable Provisions concerning money
laundering, bribery, corruption, and financial crime, as well as any other legislative provisions
applicable to the Client in its own jurisdiction concerning money laundering, bribery, corruption,
and financial crime. The Client is under an obligation to provide to YAIBROKERS such
documentation as the YAIBROKERS may reasonably require for the above purpose in accordancewith the YAIBROKERS’s compliance policies and procedures at the outset of the client relationship
as well as on regular intervals thereafter. The Client undertakes to inform the YAIBROKERS of any
change in any such information or documentation provided by the Client for these purposes.

3.4 The Client shall inform YAIBROKERS in writing immediately of any material changes to the
information provided to YAIBROKERS by means of the Application Form, for example in relation
to contact details or any adverse matter relating to the Client’ s financial status. YAIBROKERS shall
have no liability to the Client for any action or omission of YAIBROKERS pursuant to the provisions
of this clause 3 even if the Client has informed YAIBROKERS of the loss or damage to be suffered
by the Client.

3.5 YAIBROKERS may or may not accept the Application Form. If the Application Form is accepted
by YAIBROKERS, the Client shall be notified of the Account number and invited to make an initial
deposit in accordance with the instructions contained in the Application Form and any other
operative indications available on the Website (the “Initial Deposit”). Without prejudice to the
right of YAIBROKERS to refuse to enter into any agreement for the provision of Services to any
Client or prospective client, YAIBROKERS may refuse to offer any Services unless all
documentation required in order to comply with money laundering legislation and YAIBROKERS’s
internal policies is obtained in a form and content satisfactory.

3.6 The Client may only start trading with YAIBROKERS after the Initial Deposit is credited to the
Client’s Money bank account of YAIBROKERS as set out in Sections below , however YAIBROKERS
may at its discretion authorize the Client to trade immediately for up to 2 business days
preceding the date of crediting of the Initial Deposit if satisfactory evidence of the wire order is
available to it by loaning part or the full amount of the deposit made.

3.7 The Account shall be opened in the name of the Client (as shown on the client’s valid recent
ID/Passport). The Client may also open one or more additional Accounts in its own name. If the
Client opens two or more Accounts, YAIBROKERS will treat such Accounts separately subject to
the provisions of this Agreement, and any reference to the Account contained herein shall be
deemed as a reference to a single Account and not to all Accounts taken together.

3.8 At the Client’s request, YAIBROKERS may, in its absolute discretion, agree to treat two or more
Accounts opened by the Client as a single Account, giving notice to the Client in writing. In such
a case, any reference to the relevant Account contained in this Agreement shall be deemed as a
reference to all Accounts so aggregated by YAIBROKERS.

3.9 The Client may appoint another person to trade on the Account (the “Authorized
Representatives”), giving Orders and/or instructions to YAIBROKERS on behalf of the Client. The
Client will need to complete the Authorized Representatives relevant form available by
contacting us. Any variation in the person who is authorized by the Client to trade on the
Account shall be notified in writing to YAIBROKERS.

3.10 Any such amendment in relation to the Authorized Representatives shall only take effect
once it is effectively communicated to the YAIBROKERS in accordance with clause “Notices and
Communication” below and provided that all due diligence documentation required byYAIBROKERS in relation to these persons for the purpose of compliance with its “know your
customer” obligations is provided in form and content acceptable to the YAIBROKERS.

3.11 No liability whatsoever shall arise on the part of YAIBROKERS for accepting any trading
instructions by any Authorized Representative authorized by the Client to give trading
instructions ,unless the termination of such authority is notified to YAIBROKERS in accordance with
the provisions of clause “Notices and Communication” below prior to the relevant instruction
being given, and the Client undertakes to keep YAIBROKERS fully indemnified in the case of any
direct or indirect, actual or contingent loss resulting from failure of the Client to notify
YAIBROKERS of such termination of authority.

3.12 For the avoidance of doubt, the appointment of the Authorized Representatives shall not
prevent the Client from operating the Account directly and YAIBROKERS may not be required to
reject or disregard Orders or instructions of the Client in reliance on agreements reached by the
Client and the Authorized Representatives, if any, which shall not be binding on YAIBROKERS.

3.13 YAIBROKERS shall be authorized to act upon the oral, written or electronic instructions
transmitted by the Authorized Representatives or by a person who appears to be the Client or the
Authorized Representative even if that person is neither the Client nor an Authorized
Representative. In particular, YAIBROKERS shall be entitled to carry out any instructions or Orders
transmitted using Client’s username, password and Account number. The Client may request
YAIBROKERS to make payments to the Authorized Representative by debiting the Account to the
extent cleared funds are available at the time of the request.

3.14 All gains, earnings, losses, costs and liabilities made or incurred by the Client under or in
relation to any Contract or any Service provided by YAIBROKERS or otherwise in connection with
this Agreement (including commissions charged by YAIBROKERS hereunder and exchange gains or
losses under Section 3.13) shall be credited or debited to the Account, as applicable.

3.15 The Client may, at any time, withdraw funds from the Account. The amount requested must
be available funds, with these available funds subject to the current margin requirements of open
positions. YAIBROKERS may, at its discretion, elect to withhold payment (or deduct an amount
from it, as applicable) if:
(i) Open Contracts show notional losses;
(ii) The relevant funds may reasonably be required to meet future Margin requirements due to
underlying market conditions;
(iii) The Client has any contingent liability to YAIBROKERS in respect of any other Account;
(iv) YAIBROKERS is required by applicable law or regulations to deduct or withhold such payment;
or
(v) There is an unresolved dispute between YAIBROKERS and the Client in connection with this
Agreement or any related contract.

3.16 The relevant payments shall be made by YAIBROKERS in accordance with Section 3.9. No
payment shall be made by YAIBROKERS to any third party (other than Authorized Representatives,
as applicable) out of the Client’s Account.

3.17 The Client shall give notice of Client Deposits and submit withdrawal requests to
YAIBROKERS using a form available on its website to be sent to YAIBROKERS by facsimile or email.

4. MARGIN
4.1 The Client shall at all times ensure that the balance of the Account is equal to or greater than
the sum of all Client Deposits required by YAIBROKERS (each a “Margin”) in relation to open
Contracts and any other exposure of the Client related to a Service provided by YAIBROKERS The
margin requirement needed in relation to each trading position is available under the trading
specifications of each product. YAIBROKERS may vary the Margins in its absolute discretion at any
time and the new Margins shall be disclosed as indicated above and shall apply immediately to
any new trading position opened by the Client. If YAIBROKERS notifies the Client in writing of the
new Margin requirements; these shall also apply immediately to all trading positions of the
Client, which were already open at the time of such notice.

4.2 The Client acknowledges and agrees as follows:
(i) The balance of the Account must at all times satisfy the Margin requirements established in
accordance with Section 4.1;
(ii) Section 4.3 shall apply in determining whether the above Margin requirements are satisfied;
(iii) The Client must at all times monitor the Account balance against the Margin requirements;
(iv) YAIBROKERS may, but shall not be obliged to, inform the Client that the Account balance is
insufficient to meet the Margin requirements in relation to existing trading positions and/or for
the opening of any new trading position;
(v) Failure to meet the Margin requirements constitutes an Event of Default and may have
adverse consequences for the Client under this Agreement; and
(vi)The Margin requirements are not intended to represent the Client’s entire liability in relation
to open trading positions.

4.3 The Client’s open trading positions shall be marked to market on an on-going basis during
trading hours. The Client acknowledges and agrees that the Account balance may become
insufficient due to:
(i) the market moving against the Client on one or more open trading positions (as a result of
which mark-to-market losses will be entered in the Account);
(ii) YAIBROKERS re-setting Margin requirements (subject to Section 4.1); and
(iii) The Client is allowed to trade by YAIBROKERS notwithstanding Margin requirements are not
met. If the Account balance becomes insufficient to meet Margin requirements, then YAIBROKERS:(a) shall not accept new trading orders (however YAIBROKERS may permit the Client to trade, in its
absolute discretion, without prejudice to any rights and remedies of YAIBROKERS under this
Agreement which will not be deemed to be waived by this decision);
(b) May but shall not be required to claim the deposit of additional Margins by the Client; and (c)
Shall have a right to close one or more open trading positions of the Client as necessary to reduce
Margin requirements below the Account balance.

4.4 The Client acknowledges and agrees that:
(i) the Platform settings may automatically stop trading activities which would result in a breach
of Margin requirements (without prejudice to all rights and remedies of YAIBROKERS under this
Agreement where the automatic stop mechanisms fail to work properly or YAIBROKERS elects to
permit the Client to trade) or in cleared funds in the Account reducing below a set percentage of
the Margin requirements; and (ii) close-out of open trading positions will be made starting from those showing the largest losses (however YAIBROKERS may change this close-out Order as it sees fit in its absolute discretion from time to time).

4.5 Upon opening a Transaction, the Client will be required to make payment of Margin and to
maintain such Margin Level as may be required at all times until and subject to close out or
termination of the relevant Transaction. The Margin payments required vary depending on the
nature and contract value of the Transaction. Details regarding the Margin requirements
applicable to each financial instrument or type of Transaction (including minimum margin levels
and close-out levels) are set out in a separate addendum which the Client must acknowledge and
accept before any Margin may be made available. If the Client chooses to trade with YAIBROKERS
on any Electronic Trading Platform which YAIBROKERS makes available to the Client, the
provisions contained in any Special Terms and Conditions, which apply in respect of such
Electronic Trading Platform ,will also apply and shall prevail in the event of any conflict
between such Special Terms and conditions and the provisions of these General Terms and
Conditions and/or separate margin addendum. The Client’s obligation to comply with the Margin
requirements and maintain the relevant Margin Level as this applies to the Client’s open
positions under all the Client’s Transactions, is a continuing obligation to which the Client is
subject throughout the period during which a Transaction is open and exists independently or
whether or not YAIBROKERS provides the Client with any warning as to the Client’s obligation to
maintain the relevant Margin Level and the consequences of the Client’s failure to do so.

4.6 Where YAIBROKERS effects or arranges a Transaction, the Client shall comply with the Margin
requirements applicable to such Transaction. The Client’s failure to do so will constitute an
Event of Default and will trigger close out of the Client’s position in respect of which the Client
has failed to make payment of the required Margin.

4.7 The Client is solely responsible for monitoring his/her position in respect of any Transaction
and remaining informed at all times regarding the amount of Margin which may be payable by
the Client at any given point in time. YAIBROKERS is under no obligation to contact the Client orgive the Client any oral or written warning as to its failure to comply with the applicable Margin
requirements. YAIBROKERS shall under no circumstances be liable for any direct or indirect or
indirect loss suffered by the Client as a result of the Client’s failure to make timely payment of
Margin amounts due by the Client.

4.8 Margin must be paid in freely available cleared funds, in such currency as is acceptable to
YAIBROKERS. In the absence of fraud or gross negligence on the YAIBROKERS’s part, YAIBROKERS
shall have no responsibility regarding the consequences of any failure of a Margin payment to be
made to YAIBROKERS, within the required timeframes, in freely available cleared funds.

4.9 YAIBROKERS may vary the required Margin and Close-Out Level by providing 10 (ten)
calendar days prior notice in accordance with the provisions of the relevant client agreements.
YAIBROKERS may vary the required Margin without prior notice where the following
circumstances arise, or it is reasonably likely or possible that they may arise:
4.9.1 severe disruption in the financial market or material adverse changes which may affect one
or more Transactions,
4.9.2 any developments or news or events which may have a material adverse effect on one or
more Transactions
4.9.3 significant volatility affecting one or more Transactions,
4.9.4 any significant changes to the Client’s circumstances or the laws and regulations to which
the Client is subject, which may significantly impact any one or more open Transactions between
the Client and YAIBROKERS.

4.10 If there is an Event of Default or the relationship between the Client and YAIBROKERS
terminates, YAIBROKERS shall set-off the balance of Margin owed by YAIBROKERS to the Client
against the Client’s financial obligations to YAIBROKERS (as reasonably valued by YAIBROKERS).
The net amount, if any, payable between us following such set-off as may be made pursuant to
these terms.

4.11 The provisions of this clause “Margin” are without prejudice to any other rights which the
YAIBROKERS may have under these terms.

5. TRADING
5.1 Upon opening the Account, YAIBROKERS shall provide the Client with a User ID and an
Account number. The Client shall set its username and password (the “Access Codes”) to access
the trading platform of YAIBROKERS (the “Platform”). The Client can change its password at any
such time as the Client deems it necessary. The Access Codes may only be used by the Client or
the Authorized Representatives (if appointed) to the exclusion of any other person. The Client
shall not disclose the User ID, the Account number and the Access Codes (collectively, the
“Account Access Information”) to any person (but the Client may disclose the Access Codes to
the Authorized Representatives, if appointed) and shall use best efforts to preserve (and ensure
that the Authorized Representatives, if appointed, preserve) the full confidentiality of the Access
Codes. The Client shall inform promptly YAIBROKERS in writing if the Client knows or suspectsthat any unauthorized person has acquired (or has attempted to acquire) knowledge of the Account Access Information.

5.2 YAIBROKERS may rely on any access to the Platform with the Access Codes as being made by
the Client or the Authorized Representatives (if appointed). In order to protect your computer
and person data, YAIBROKERS recommends the use of anti-virus software with regular updates and
scans being carried out. YAIBROKERS is not responsible for access gained to the Platform through
the Client’s password being ‘stolen’ through a virus or other such software. YAIBROKERS strongly
recommends against the use of password management software (whether browser based or thirdparty software). Any access to the Platform, gained through such software, will be the Client’s responsibility, regardless of whether the Client authorizes this. Furthermore, YAIBROKERS strongly recommends locking devices when not in use at all times, and where possible, making use of a password only known by the Client as again YAIBROKERS may rely on the use of the Platform as signaling trades carried out by the Client.

5.3 Unless a different agreement is made with YAIBROKERS, the Client (and the Authorized
Representatives, as applicable) shall send all orders relating to a Service provided by YAIBROKERS
under this Agreement (the “Orders”) using the Platform in accordance with any terms or
instructions relating to the use of the Platform, which may be published on the Website. Where
YAIBROKERS agrees to act upon an Order transmitted by phone or in writing, it shall be regarded as
doing so on the basis that: (i) the price or the exchange rate (the “Price”) at which the relevant
Contract would be entered into is the Price quoted by YAIBROKERS as displayed on the Platform or
otherwise, and any such Order will be for a Contract to be entered into at such Price; and (ii)
YAIBROKERS will process the Order by entering the relevant Contract into the Platform trading
system using the Access Codes provided by the Client (or the Authorized Representatives, as
applicable), in each case unless a different intention is expressly and clearly stated by YAIBROKERS
in writing.

5.4 Where YAIBROKERS accepts an Order transmitted by phone, it shall be regarded as doing so on
the basis that:
(i) YAIBROKERS believes in its exclusive judgment to be in a position to identify the Client (or the
Authorized Representatives, as applicable) in accordance with its internal procedures, but
YAIBROKERS will not be liable for accepting an Order transmitted by an unauthorized person other
than in case of gross negligence, wilful default or fraud; and
(ii) The Client is aware and agrees that the phone call will be recorded by YAIBROKERS and the
recording and any transcript of it will be accepted as conclusive evidence of the Order.

5.5 Any Order shall be treated as an offer from the Client to enter into a Contract subject to the
provisions of Section 2.2. When the Client wishes to enter into a particular Contract, it may
request a quote for such Contract from YAIBROKERS either by accessing the Platform (where
YAIBROKERS. quotes bid and ask Prices for such Contract by displaying them on the Platform
during trading hours) or by submitting a verbal or written request to YAIBROKERS (in any other
case).YAIBROKERS may or may not accept an Order in its absolute discretion, except that may not refuse
to fulfill an Order to close out an open trading position issued by the Client in accordance with
this Agreement. YAIBROKERS may also quote a new Price for a Contract, after receiving an Order,
whenever it believes re-quoting is appropriate in consideration of market conditions or for any
other reason. If YAIBROKERS re-quotes the Price for a particular Contract, the original Order shall
no longer be considered valid and binding and the Client may or may not send a new Order at the
new Price quoted by us. The Client may revoke any Order at any time before acceptance by us,
and YAIBROKERS may delay the acceptance of an Order as it sees fit without giving notice to the
Client and shall not be held liable to the Client for late acceptance of an Order. Any Order
accepted by YAIBROKERS shall be displayed as such on the Platform (if it relates to a Contract
which may be traded on the Platform) and shall no longer be revocable by the Client.

5. 6 The Client acknowledges and agrees that:
(i) YAIBROKERS will quote Prices under this Agreement based on (but, for the avoidance of doubt,
with no fixed or binding relationship with) the prevailing prices and rates at which an Underlying
is traded on the interbank market or other financial markets which YAIBROKERS regards as a
reference market in consideration of trading volumes, bid-ask spreads and/or any other factor judged relevant by YAIBROKERS; (ii) the Prices quoted by YAIBROKERS including bid-ask spreads may be changed by YAIBROKERS at any time in its absolute discretion; and (iii) YAIBROKERS may discretionally set Margins and minimum or maximum size for each tradable Contract and may vary them at any time in its absolute discretion (provided that any variation in minimum or maximum Contract size shall not retroactively apply to open trading positions).

5.7 The Client acknowledges and agrees that software engineering, telecoms, and electricity
services affecting the use of the Platform are not under the control of YAIBROKERS and that we
shall not be responsible for:
(i) Any error in the transmission of an Order;
(ii) Any misinterpretation or mistake affecting an Order sent through the Platform (including technical and/or mechanical damage);
(iii) Any access to Client data by unauthorized persons;
(iv) The Client’s inability to access or use the Platform at any time; and
(v) More generally, any loss or damage incurred or suffered by the Client as a result of failures in
the services supplied to YAIBROKERS by software engineering, telecom and electricity service
providers; in each case, unless there is evidence given by the Client that this was caused by the
gross negligence, wilful default or fraud of YAIBROKERS. In such circumstances, YAIBROKERS will
only be liable for damages or losses suffered or incurred by the Client which the Client proves tobe the direct consequence of such gross negligence, wilful default or fraud (subject to Section 10). YAIBROKERS shall be responsible for the regular updating of the Platform software.

5.8 The Client and YAIBROKERS acknowledge and agree that:
(i) Any Contract which may be entered into under this Agreement will be a spot contract for
differences (“CFD”) in nature relating to an Underlying listed on the website; and
(ii) Under a CFD (a) neither YAIBROKERS nor the Client may acquire any interest in or right to
acquire or be obliged to sell, purchase, hold, deliver or receive an Underlying and (b) the rights
and obligations of each party are principally to make and receive payments as provided for by or
under this Agreement.

5.9 The parties agree that the following rules shall apply to CFDs:
(i) Any trading position opened by the Client shall automatically be rolled over until it closes in
accordance with point (iii) below; (ii) If two or more trading positions concerning the same Underlying are open on the same Account, these shall be closed on a First In/ First Out (FIFO) basis unless Section 4.4 applies; (iii) The new trading position under (i) above may be entered into (a) by the Client (by issuing a
specific Order or by operation of a pending stop or limit Order) or (b) by YAIBROKERS in the cases
contemplated by Section 6.1 or (c) where close-out levels linked to Margin requirements are
reached (subject to Sections 4.3 and 4.4); and (iv) Without prejudice to mark-to-market entries made in accordance with Section 4.3 (i), any gain or loss resulting from a closed trading position (which gain or loss will be the difference between the YAIBROKERS – quoted bid or ask Prices, as applicable, at which the Contract was entered into and subsequently closed in accordance with point (iii) above, multiplied by the number of lots included in the Contract size) shall become due and payable by YAIBROKERS to the
Client or vice versa at the time the trading position is closed and shall be credited or debited to the Account, as applicable.

5.10 For so long as a trading position is open, a commission (the “Commission”) – calculated on
a daily basis as set forth in the most updated Rates Schedule published on the Website – shall
accrue to the benefit of the Client or YAIBROKERS, as applicable, but the Commission shall
become due and payable as set forth below. The Account shall be debited or credited with the
amount of the accrued Commission every calendar day, provided however that the Commission
shall only become due and payable by the Client to YAIBROKERS or vice versa when a trading
position is closed.

5.11 The parties acknowledge that errors may occur in the Prices quoted by YAIBROKERS due to
internet or connectivity failures or delays, price feed mistakes or otherwise resulting in quoted
Prices materially deviating from market rates. In such circumstances, without prejudice to any
rights either YAIBROKERS or the Client may have under common law, neither the Client nor
YAIBROKERS will be bound by any Contract which purports to have been made (whether or not
confirmed by YAIBROKERS) at a Price which was, or ought reasonably to have been, known toeither the Client or YAIBROKERS to be materially incorrect at the time the Contract was entered
into. Except for the case of fraud, YAIBROKERS shall not be liable for any loss or damage suffered
by the Client as a result of the reliance of the Client on a Price which the Client knew, or ought
reasonably to have known, to be materially incorrect. YAIBROKERS shall not permit any arbitrage
practice or strategy designed to take advantage of price latency or other manifest errors and
reserves the right to revoke any Contract entered into by the Client relying on such errors.

5.12 The Electronic Trading Platforms which the YAIBROKERS makes available to its Clients are
provided through third party service providers as disclosed to the Client in the Investor
Information Document (“Platform Service Providers”). The Electronic Trading Platforms are
made available to the Clients of YAIBROKERS on behalf of YAIBROKERS on the basis of the
agreement between each Platform Service Provider and YAIBROKERS Despite any Electronic
Trading Platform being a branded trading platform made available through a third party,
YAIBROKERS is the sole counterparty to the Client. YAIBROKERS will in turn and on a simultaneous
basis enter into off-setting transactions with such Platform Service Providers, on a principal to
principal basis.

5.13 Any grievances which the Client may have in respect of any Electronic Trading Platform
should be raised directly with YAIBROKERS. The Platform Service Providers though which such
Electronic Trading Platforms are made available to the Client have no direct or indirect
contractual relationship with the Client and shall not be liable to the Client in respect of such
Electronic Trading Platforms. Liability for trading activity on the Electronic Trading Platforms
remains with the YAIBROKERS.

5.14 The responsibility for carrying out the appropriateness assessment and for providing best
execution to the Client remains with the YAIBROKERS.Subject to the Investment Services
Agreement, the YAIBROKERS is responsible for execution and settlement of the trade entered into
via the Electronic Trading Platforms. 5.15 Notwithstanding the absence of a contractual
relationship between the Client and the Platform Service Provider, the YAIBROKERS may in certain
cases be required to disclose to the Platform Service Provider regarding the Client and its trading
activity. This may include for example due diligence information or information regarding trades
executed by the Client for the purposes of enabling the Platform Service Provider to comply with
its obligations under applicable money laundering or market abuse legislation.

6. YAIBROKERS’S RIGHT TO CLOSE OUT CONTRACTS
6.1 YAIBROKERS may close out all or some of the Client’s trading positions in the following cases:
6.1.1 YAIBROKERS is required to do so by any regulatory or other authority;
6.1.2 YAIBROKERS knows or has reasons to suspect that the trading positions concerned have been
opened by the Client in breach of any applicable Law and Regulations;
6.1.3 The Client fails to make Margin or other payments due to YAIBROKERS under this
Agreement or does not perform any other obligation owed to YAIBROKERS under this Agreement
or any transaction contemplated by this Agreement;6.1.4 The Account balance falls below the Margin requirements established by YAIBROKERS in compliance with Sections 4.1 and 4.3;
6.1.5 A Force Majeure Event occurs;
6.1.6 A Hedging Event occurs with respect to one or more trading positions;
6.1.7 YAIBROKERS exercises closing-out rights subsequent to the variation of this Agreement;
6.1.8 An Act of Insolvency occurs in respect of the Client;
6.1.9 the Client dies or becomes of unsound mind;
6.1.10 the Client (or any Authorized representative acting on its behalf) disaffirms, disclaims or
repudiates any obligation under these terms or any guarantee, hypothecation agreement, margin
or security agreement or document, or any other document containing an obligation of its, in
favor of the YAIBROKERS supporting any of the Client’s obligations under these terms
6.1.11 any representation or warranty made or given or deemed made or given by the Client
proves to have been false or misleading in any material respect as at the time it was made or
given or deemed made or given;
6.1.12 any action is taken or event occurs which the YAIBROKERS considers might have a material
adverse effect upon, the Client’s ability to perform any of its obligations under these terms.
6.1.13 the client takes advantage of delays in respect of prices and he places orders at outdated
prices, he trades at off-market prices and/or outside trading hours, he manipulates the system to
trade at prices not quoted to it by YAIBROKERS and he performs any other action that constitutes
improper trading;
6.1.14 any litigation is commenced between YAIBROKERS and the Client;
6.1.15 the Client persistently acts in an abusive manner when dealing with YAIBROKERS
6.2 Any decision to close out all or some of the Client’s trading positions under Section 6.1 shall
be made by YAIBROKERS in its sole absolute discretion. 6.2 On the occurrence of an Event of
Default, YAIBROKERS may close any or all of the Client’s Accounts or suspend any or all of the
Client’s Accounts and may exercise the YAIBROKERS’s rights under this clause, except that in the
case of the occurrence of the events set out in above in which case termination becomes effective
automatically without the need for notice by YAIBROKERS.
6.3 At any time following the occurrence of an Event of Default (other than pursuant to 6.1.8
above), the YAIBROKERS. may, by notice to the Client, specify a date (the “Liquidation Date”) for
the termination and liquidation of Transactions in accordance with the following provisions. In
the case of (6.1.8) above, the Liquidation Date is deemed to be the date of the occurrence of the
Act of Insolvency.
6.4 Upon the occurrence of a Liquidation Date:6.4.1 Neither of the Client shall be obliged to make any further payments or deliveries under any Transactions which would, but for this clause, have fallen due for performance on or after the Liquidation Date and such obligations shall be satisfied by settlement (whether by payment, setoff or otherwise) of the Liquidation Amount (as defined below);
6.4.1.1 On, or as soon as reasonably practicable after the Liquidation Date, YAIBROKERS shall
determine (discounting if appropriate), in respect of each Transaction the total cost, loss or, as
the case may be, gain, in each case expressed in the base currency, being United States Dollars
(“Base Currency”),and if appropriate, including any loss of bargain, cost of funding or, without
duplication, cost, loss or, as the case may be, gain as a result of the termination, liquidation,
obtaining, performing or re-establishing of any hedge or related trading position) as a result of
the termination, pursuant to these terms, of each payment or delivery which would otherwise
have been required to be made under such Transaction (assuming satisfaction of each applicable
condition precedent and having due regard, if appropriate, to such market quotations published
on, or official settlement prices set by the relevant exchange as may be available on, or
immediately preceding, the date of calculation);
6.4.1.2 YAIBROKERS may close all Client’s open positions and cancel any orders made by it , and
may combine and consolidate the Client’s cash balance and any Accounts which the Client has
with us and set off its cash balance and amounts owed by the Client to YAIBROKERS, against
amounts owed by the Client to the Company, including any profits or losses from its open
positions with YAIBROKERS, interest, costs, expenses, charges and all liabilities or amounts of
whatever nature. YAIBROKERS may convert amounts in any currency, owed to the Client and
amounts owed by the Client to YAIBROKERS, including any profit or loss under any of the Client’s
open positions with YAIBROKERS, to the YAIBROKERS’s Base Currency. Such currency conversions
will be made at prevailing market rates reasonably available to YAIBROKERS, and the YAIBROKERS
is entitled to charge the Client all commissions and costs incurred by YAIBROKERS in making such
conversion.
6.5 YAIBROKERS shall treat each cost or loss to it, determined as above, as a positive amount and
each gain by YAIBROKERS, so determined, as a negative amount and aggregate all of such amounts
to produce a single, net positive or negative amount, denominated in the Base Currency (the
“Liquidation Amount”).
6.6 If the Liquidation Amount determined pursuant to this clause is a positive amount, the Client
shall pay it to YAIBROKERS and if it is a negative amount, YAIBROKERS shall pay it to the Client.
YAIBROKERS shall notify the Client of the Liquidation Amount, and by whom it is payable,
immediately after the calculation of such amount.
6.7 Where termination and liquidation occur in accordance with this clause, YAIBROKERS shall
also be entitled, at its discretion, to terminate and liquidate, in accordance with the provisions of
this clause, any other Transactions entered into between YAIBROKERS which are then outstanding.
6.8 The Liquidation Amount shall be paid in the Base Currency by the close of business on the
Business Day following the completion of the termination and liquidation under this clause
(converted as required by applicable law into any other currency, any costs of such conversion tobe borne by the Client, and (if applicable) deducted from any payment to the Client). Any
Liquidation Amount not paid on the due date shall be treated as an unpaid such amount and bear
interest, at the average rate at which overnight deposits in the currency of such payment are
offered by major banks in the London interbank market as of 11.00 am (London time) (or, if no
such rate is available, at such reasonable rate as YAIBROKERS may select) plus one (1%) per
annum for each day for which such amount remains unpaid.
6.9 For the purposes of any calculation hereunder, YAIBROKERS may convert amounts
denominated in any other currency into the Base Currency at such rate prevailing at the time of
the calculation as it shall reasonably select.
6.10 Unless a Liquidation Date has occurred or has been effectively set, YAIBROKERS shall not be
obliged to make any payment or delivery scheduled to be made by it under a Transaction for as
long as an Event of Default or any event which may become (with the passage of time, the
giving of notice, the making of any determination hereunder, or any combination thereof) an
Event of Default with respect to the Client has occurred and is continuing.
6.11 YAIBROKERS rights under this clause shall be in addition to, and not in limitation or exclusion
of, any other rights which YAIBROKERS may have (whether by agreement, the operation of law or
otherwise).
6.12 This clause applies to each Transaction entered into or outstanding between the Client and
YAIBROKERS on or after the date this Agreement takes effect.
6.13 This Agreement, the particular terms applicable to each Transaction entered into under this
Agreement, and all amendments to any of them shall together constitute a single agreement
between YAIBROKERS and the Client. YAIBROKERS both acknowledges that all Transactions entered
into on or after the date the Investment Services Agreement takes effect are entered into in
reliance upon the fact that the Investment Services Agreement and all such terms constitute a
single agreement between YAIBROKERS and the Client.
6.14 Upon the occurrence of an Event of Default or at any time after YAIBROKERS has determined,
in its absolute discretion, that the Client has not performed (or YAIBROKERS reasonably believes
that the Client will not be able or willing in the future to perform) any of the Client’s obligations
to YAIBROKERS, in addition to any rights as set out above, the YAIBROKERS shall be entitled, without
prior notice to the Client:
6.14.1 Instead of returning to the Client investments equivalent to those credited to its Account,
to pay to the Client the fair market value of such investments at the time the YAIBROKERS exercise
such right;
6.14.2 To sell such of the Client’s investments as are in YAIBROKERS’s possession or in the
possession of any nominee or third party appointed under or pursuant to these terms, in each case
as YAIBROKERS may in its absolute discretion select or and upon such terms as the YAIBROKERS
may in its absolute discretion think fit (without being responsible for any loss or diminution in
price) in order to realize funds sufficient to cover any amount due by the Client hereunder;

6.14.3 To close out, replace or reverse any Transaction, buy, sell, borrow or lend or enter into
any other Transaction or take, or refrain from taking, such other action at such time or times and
in such manner as, at YAIBROKERS’s sole discretion, YAIBROKERS considers necessary or
appropriate to cover, reduce or eliminate our loss or liability under or in respect of any of its
contracts, positions or commitments; and/or
6.14.4 To cancel and/or consider void any Transactions and profits or losses either realized or
unrealized and/or to close out the Account(s) the Client maintains with YAIBROKERS pursuant to
these terms, immediately and without prior notice.

7. PAYMENTS AND SET-OFF
7.1 It is possible that other costs, including taxes, relating to transactions carried out on the
Trading Platform may arise for which the Client is liable, and which are neither paid via us nor
imposed by YAIBROKERS. Without derogating from Client’s sole and entire responsibility to
account for tax due, the Client agrees that YAIBROKERS may deduct tax, as may be required by the
applicable law, with respect to Client’s trading activity on the Trading Platform. The Client
acknowledges and is aware that YAIBROKERS have a right of set-off against any amounts in
Client’s Trading Account with respect to such tax deductions, and the Client hereby authorizes
us to withdraw amounts from the Trading Account with which to pay such taxes. The Client
shall have no claim against YAIBROKERS with regard to such deductions. The Client further agrees
that such deductions do not derogate from YAIBROKERS’s rights to make Margin Calls under this
Agreement.
7.2 The Client shall be required to pay to YAIBROKERS, in the below but not limited only to these
circumstances:
(i) The Margins set out in accordance with Sections 4.1 and 4.3 (subject to a minimum Initial
Deposit as indicated in the Rates Schedule);
(ii)The amounts due under any Contracts: For any open position held by you, we will
occasionally debit your account for losses, commissions, dividend adjustments, interest, as well
as fees incurred and provided by this Agreement
(iii) The amount of any taxes paid by YAIBROKERS on behalf of the Client (if any); (iv) Any
indemnity due by the Client under this Agreement; (v) Such additional amounts as YAIBROKERS
may reasonably require from time to time to secure the Client’s obligations to YAIBROKERS; and
(vi) Any debit balance on any Account (without duplication).
(vii) To become inactive, the account owner must fail to show activity for a period of one year.
The activity also includes contacting a financial institution by phone or over the Internet or
making a withdrawal or deposit. Periodic interests, swaps, and dividends that are proceeded
automatically are not considered activity. The inactivity fee is 10 USD per month. The fee is
imposed on each separate inactive trading account. The company has the right to expropriate the
balance of a client who has been inactive for a period of at least three years.7.3 All charges and Commissions due by the Client under this Agreement are set out in the Rates
Schedule and may vary from time to time as determined by YAIBROKERS in its full discretion.
7.4 YAIBROKERS shall have the right to withhold or deduct from any payment made to the Client
under this Agreement or credited to the Account any amount required by applicable law to be
withheld or deducted from any such payment or credit.
7.5 The Client shall be required to indemnify YAIBROKERS from and against all costs, claims,
actions, proceedings, damages, expenses and liabilities arising as a consequence of the Client
failing to make a tax payment as and when due in relation to any Contract entered into under this
Agreement or to reimburse YAIBROKERS for any tax payment made by it on behalf of Client.
7.6 YAIBROKERS shall have the right to set off any credit balance on the Account or other sums
due by YAIBROKERS to the Client against any debit balance or other sums due by the Client to it.
This set off right may be exercised by YAIBROKERS in its absolute discretion and without notice to
the Client.

8. REPRESENTATIONS, WARRANTIES, AND COVENANTS OF THE CLIENT
8.1 The Client agrees that each of the following representations and warranties is deemed
repeated each time opens or closes a Transaction by reference to the circumstances prevailing at
such time the Client represents and warrants that:
8.1.1 All information supplied by the Client to YAIBROKERS is complete, true, accurate and not
misleading in any material respect; including the Registration Data provided to YAIBROKERS
during the Account Opening Procedure and at any time thereafter is complete, true, accurate and
not misleading in all respects and the documents provided to the YAIBROKERS are authentic;
8.1.2 The Client has entered into this Agreement and will enter into any Contract thereunder as a
principal and not as another party’s agent or representative;
8.1.3 The Client is not subject to any legal disability and is not subject to any law or regulation
preventing the performance of this Agreement or any Contract or transaction entered into
thereunder by the Client;
8.1.4 The Client has obtained all necessary consents, and authorizations and has full power and
authority to enter into this Agreement and any Contract or transaction thereunder;
8.1.5 The Client is in compliance with all laws and regulations to which the Client is subject in
relation to this Agreement and any Contract or transaction thereunder including, without
limitation, all tax laws and regulations, exchange control requirements, and registration
requirements;
8.1.6 This Agreement and any Contract or transaction entered into there under create valid and
binding obligations which are enforceable against the Client in accordance with their terms
(subject to applicable principles of equity) in the jurisdiction in which the Client is resident and do not violate the terms of any law, regulation, order, charge, agreement or instrument by which
the Client is bound or to which the Client’s assets are subject;
8.1.7 No Event of Default or any other event which may become (with the passage of time, the
giving of notice, the making of any determination or any combination of these) an Event of
Default (a “Potential Event of Default”) has occurred and is continuing with respect to the
Client; (viii) The Client is fully aware of the financial and other risks involved with trading under
this Agreement and is willing and financially able to sustain a total loss of funds resulting from
the Contracts and transactions entered into thereunder;
8.1.8 All cash was given to YAIBROKERS by the Client to satisfy Margin requirements or for any
other purpose is and will be free from any charge, lien, pledge or encumbrance and is also
beneficially held by the Client;
8.1.9 The Client will not enter into any Contract or transaction under this Agreement for the
purposes of or in connection with any placing, issue, distribution, offer, take-over, merger or
other similar corporate finance-type transaction, as applicable;
8.1.10 The Client will act in accordance with applicable law and regulations regarding market
abuse, manipulation or misconduct, insider dealing, and similar offenses, as applicable; and
8.1.11 The Client will not undertake any act or engage in any activity, other than in the normal
course of business, which seeks to or may alter, distort or otherwise manipulate the relevant
market or Underlying in relation to a Contract or transaction entered into under this Agreement.
8.1.12 The Client has not been coerced or otherwise persuaded to enter into the Client Agreement
8.1.13 The Client is of legal age and/or over eighteen (18) years of age (in case the Client is a
natural person) or have the full capacity (in case the Client is a legal person); therefore, the
Client can enter into a legally binding Agreement
8.1.14 The Client is of sound mind, legal age and legal competence
8.1.15 The client is duly authorized to enter into this Client Agreement, to open each Transaction
and/or Contract and to perform the obligations hereunder and thereunder and have taken all
necessary action to authorize such execution, delivery and performance
8.1.16 The Client understands how the Transactions hereunder operate before placing an offer to
open a Transaction on the Trading Platform. By doing so, The Client warrants that understands
the terms and conditions of the Client Agreement, and any legal and financial implications
thereof;
8.2 The representations and warranties under Section 11.1 shall be deemed to be repeated each
time the Client provides YAIBROKERS with Orders or instructions to enter into any Contract or
transaction under this Agreement. The Client acknowledges and agrees that the above
representations and warranties have been a material inducement to the decision of YAIBROKERS to
enter into this Agreement with the Client.8.3 The Client covenants to YAIBROKERS and undertakes that:
(i) The Client will at all times obtain and comply with, and do all that is necessary to maintain in
full force and effect, all powers, authority, consents, and authorizations referred to in Section
11.1;
(ii) The Client will promptly notify YAIBROKERS of the occurrence of any Event of Default or
Potential Event of Default;
(iii) The Client will use all reasonable endeavors to ensure compliance with Law and Regulations
as applicable in relation to this Agreement and any Contract or transaction entered into
thereunder;
(iv) The Client will promptly notify YAIBROKERS of any change to the information provided to
YAIBROKERS upon entering into, or otherwise in connection with, this Agreement; and (v) Upon
demand, the Client will promptly provide YAIBROKERS with any additional information
YAIBROKERS may reasonably require to comply with applicable Law and Regulations or any other
legal requirement applicable to YAIBROKERS including, without limitation, under AML and rules
or otherwise in connection with this Agreement.

9. TERMINATION
9.1 This Agreement may be terminated by the Client at any time by giving written notice to
YAIBROKERS. This Agreement may be terminated by YAIBROKERS at any time by giving 10 business
days’ notice to the Client except in cases where YAIBROKERS may terminate this Agreement
immediately as below:
(i) If the Client fails to perform any provision of this Agreement;
(ii) Upon the occurrence of any Event of Default; or
(iii) If the Client has no open positions on the Account at the time when the notice of termination
is sent. 9.2 The termination of this Agreement shall be without prejudice to any accrued rights
and remedies of the parties and the existence and enforceability of any open Contract, which will
continue in full force and effect until closing in accordance with this Agreement unless otherwise
determined by YAIBROKERS.
9.3 No penalty shall be payable by either party on termination of this Agreement. Any amount
payable by the Client to YAIBROKERS shall become immediately due and payable including,
without limitation:
(i) All outstanding fees, charges, and commissions;
(ii) Any dealing expenses incurred by us in terminating this Agreement;
(iii) Any losses and expenses realized in closing out any Contract or settling outstanding
obligations incurred by us on behalf of the Client; and
(iv) Any indemnification owed by the Client to YAIBROKERS under this Agreement. YAIBROKERS
may consolidate all or any of the Accounts into one Account and deduct all amounts due toYAIBROKERS before transferring any credit balance on the Account(s) (net of Margin requirements
on continuing trading positions, if any) to the Client.
9.4 The obligations under Sections 12 (Indemnity and Limitation of Liability), (Confidentiality)
and (Governing Law and Jurisdiction) will survive the termination of this Agreement.

10. EVENTS OF DEFAULTS
10.1 If at any time:
(i) The Client fails to make any payment when due under this Agreement or to perform any other
material obligation under this Agreement or any Contract or transaction entered into thereunder;
(ii) Any action is taken, or event occurs which YAIBROKERS reasonably considers might have a
material adverse effect upon the Client’s ability to perform any of its material obligations under
this Agreement;
(iii) Any action is taken, or event occurs which YAIBROKERS reasonably considers being or might
be a violation of any applicable Law and Regulations or good standards of market practice;
(iv) The Client dies or becomes of unsound mind or, where the Client is a legal entity, the Client
is dissolved, or any registration required for its capacity or existence is revoked, terminated or
otherwise ends, or proceedings are commenced seeking or proposing the Client’s dissolution or
the revocation, termination or end of such registration;
(v) The Client becomes unable to pay its debts as they fall due or is bankrupt or insolvent (as
defined under any bankruptcy or insolvency law applicable to the Client) or any indebtedness of
the Client is not paid on the due date therefor or becomes capable at any time of being declared
due and payable before the due date of payment set forth in any agreement or instrument;
(vi) Any voluntary or involuntary procedure is commenced by or against the Client seeking or
proposing liquidation, reorganization, an arrangement or composition with creditors, a freezing
action or moratorium or other similar relief with respect to the Client or the Client’s debts under
any bankruptcy, insolvency, regulatory, supervisory, corporate, tax or similar law, or seeking the
appointment of a trustee, receiver, liquidator, conservator, administrator, insolvency officer or
other similar officials with respect to the Client or any substantial part of the Client’s assets, or
the Client takes any corporate steps to authorize any of the foregoing;
(vii) Any representation or warranty given by the Client proves to have been or becomes untrue,
false or misleading in any material respect;
(viii) Any regulator of the business of YAIBROKERS requires us to take any of the actions under
Section 10.2, or
(ix) YAIBROKERS reasonably considers that any of the circumstances set out in points (i)-(viii)
above are likely to occur, then, we may exercise all or any of its rights under Section 10.2. Each
of the circumstances contemplated in this Section 10.1 shall be referred to as an “Event of
Default”.10.2 Upon the occurrence of an Event of Default YAIBROKERS may, in its absolute discretion and
without notice to the Client:
(i) Close, combine or consolidate any or all of the open Contracts of the Client (in whole or in
part) at such time or times and at such Price or Prices as are reasonably determined by
YAIBROKERS, retain any sum owed by the Client to YAIBROKERS and exercise its rights of set-off
under Section 7.6 (provided that this will not limit the cases where YAIBROKERS may exercise its
rights of set-off under this Agreement);
(ii) Consolidate all or any of the Accounts and close or suspend any or all of such Accounts;
(iii) Refuse to accept any further Order from the Client and/or terminate this Agreement
(provided that this will not limit the cases where YAIBROKERS may exercise such rights under this
Agreement);
(iv) Enter into any transaction, at such rate and at such time as is necessary to enable YAIBROKERS
to meet the obligations incurred under a Contract entered into by the Client hereunder; and/or
(v) Treat any or all of the Contracts as having been repudiated by the Client, in which event the
obligations of YAIBROKERS under such Contracts will be canceled and terminated.
10.3 Upon the occurrence of an Event of Default, YAIBROKERS may exercise all or any of its rights
under Section 10.2 as it sees fit with a view to protecting its interests and without being
accountable to the Client for any adverse consequences on the Client of its exercising such
rights. YAIBROKERS shall not lose any of its rights under Section 10.2 if the exercise of such rights
is delayed for any reason. The rights of YAIBROKERS under Section 10.2 shall be in addition to any
other right and remedy YAIBROKERS may have under applicable law. YAIBROKERS shall endeavor to
notify the Client of all actions and steps taken pursuant to its rights under Section 10.2 as soon as
reasonably practicable.

11. FORCE MAJEURE AND HEDGING EVENTS
11.1 Any events beyond the control of YAIBROKERS will be deemed as “Force Majeure Events”
including, without limitation, the following:
(i) Any breakdown or failure of any transmission or communication system or equipment or
computer facility or trading software, whether belonging to YAIBROKERS, the Client, any market or
any settlement or clearing system occurs;
(ii) YAIBROKERS is unable to maintain an orderly market, in respect of one or more of the
Underlying, as a result of the occurrence of any act, omission or event (including, but not limited
to, any circumstances beyond the control of YAIBROKERS such as strike, riot, war, terrorism, civil
unrest or failure of power to supply, communications or other infrastructure); and
(iii) Any underlying market or Underlying is subject to or affected by, suspension, closure,
liquidation, abandonment, the imposition of limits or special or unusual terms, or excessive
movement, volatility or loss of liquidity.11.2 If any Force Majeure Event arises, YAIBROKERS shall not be liable to the Client for any failure, hindrance or delay in performing its obligations under this Agreement for the duration of the Force Majeure Event or for taking or omitting to take any action set out in this Section 14.2 below. YAIBROKERS may additionally, at its reasonable discretion and without prejudice to any other rights:
(i) Alter normal trading times;
(ii) Modify Margin requirements (which may result in the Client being required to provide
additional Margins);
(iii) Depart or derogate from this Agreement or any Contract entered into insofar as it is
impractical or impossible for YAIBROKERS to comply with its obligations;
(iv) Close any or all open Contracts and/or cancel Orders or instructions as YAIBROKERS
reasonably deems to be appropriate in the circumstances; and (v) Take or omit to take all such
other actions as YAIBROKERS reasonably deems to be appropriate in the circumstances having
regard to the position of YAIBROKERS, the Client or other customers. YAIBROKERS shall inform the
Client as soon as reasonably practicable if it determines that a Force Majeure Event exists or has
existed.
11.3 A “Hedging Event” shall be deemed to occur, in respect of any Contract entered into
hereunder, if YAIBROKERS is unable or where it is impractical for us, after using reasonable efforts,
to acquire, establish, re-establish, substitute, maintain, unwind, or dispose of any transaction or
asset we deem necessary or appropriate to hedge its price risk relating to the Contract. If
YAIBROKERS determines, in its reasonable opinion, that a Hedging Event exists in relation to any
open Contract, YAIBROKERS may (without prejudice to any other rights and in its sole discretion),
close the relevant Contract as it deems to be appropriate in the circumstances.

12. MISCELLANEOUS
12.1 Severability: If at any time any provision of this Agreement becomes illegal, invalid or
unenforceable under applicable law, the legality, validity, and enforceability of the other
provisions of this Agreement shall not be affected thereby.
12.2 Entire Agreement: This Agreement, together with any Appendices and any Contract Notes,
Difference Accounts and other Reports sent by YAIBROKERS to the Client in respect of each
Contract contemplated by this Agreement and the Account(s), forms the entire agreement
between YAIBROKERS and the Client in relation to the FX and CFD activities of YAIBROKERS. This
Agreement supersedes all prior oral or written representations, arrangements, understandings
and/or agreements between the Client and YAIBROKERS in relation to the FX and CFD activities of
YAIBROKERS (including any agreement between the Client and any third party which has been
assigned to YAIBROKERS, if any). YAIBROKERS has not made (and the Client may not rely on) any
representation; arrangement, understanding or agreement not expressly referred to or set out in
this Agreement.12.3 Rights and Remedies: The rights and remedies set forth in this Agreement are cumulative
and not exclusive of any other rights and remedies provided for by applicable law. YAIBROKERS is
under no obligation to exercise any rights and remedies in a manner or at a time beneficial to the
Client.
12.4 Delay, Omission and Waiver: No delay or omission on the part of YAIBROKERS in exercising
any right, power or remedy provided by law or under this Agreement, or any partial or defective
exercise thereof, may (a) impair or prevent any further or other exercise of such right, power or
remedy, or (b) operate as a waiver of such right, power or remedy. No waiver or relaxation of
any right, power or remedy relating to any term of this Agreement or breach thereof may (unless
expressly agreed in writing by the waiving party) be construed as a waiver or relaxation of rights,
powers or remedies relating to the same term or a future breach thereof or as authorizing a
continuation of a particular breach.
12.5 Records: The records of YAIBROKERS, unless proved to be wrong, shall be proper evidence of
the Client’s dealings with YAIBROKERS under this Agreement. The Client shall not object to the
admission of such records as evidence in legal proceedings because the records are not originals,
are not in writing or are documents produced by a computer. The Client shall not rely on
YAIBROKERS to comply with its recordkeeping obligations although the records of YAIBROKERS may
be made available to the Client on request, in the absolute discretion of YAIBROKERS.
12.6 Third Party Rights
No provision of this Agreement is intended to be enforceable by any person who is not a party to
this Agreement.
12.7 Notices and Communications
12.7.1. Any notice or other communication is given or made under or in connection with the
matters contemplated under this Agreement shall, except where oral communication is expressly
provided for, be in writing and shall be sent to the address below: (i) Where YAIBROKERS is the
intended recipient: Exchange Square, 14th Fl, St 106, Wat Phnom, Daun Penh, Phnom Penh,
Cambodia. E-mail address: Dealing-related communications to [email protected]. (ii)
Where the Client is the intended recipient: the address, the telephone, the facsimile numbers and
the e-mail address the Client provided to YAIBROKERS for this purpose on the Application Form
12.7.2 Any such notice shall be deemed (in absence of evidence to the contrary) to have been
received:
(i) If delivered personally or by hand, at the time of delivery;
(ii) If posted, within five (5) business days after posting;
(iii) If verbal, by telephone, when actually given;
(iv) If by leaving a message on a telephone answering machine or voice mail, when the message
was left;
(v) If sent by facsimile, upon receiving confirmation of its transmission; and(vi) If sent by electronic mail, when the message is sent unless a “not sent” message or “not
received” message is received from the sender’s electronic mail provider.
12.7.3 The Client may change the address, facsimile number and e-mail address indicated above
to which we will send any notice or communication relating to this Agreement and YAIBROKERS
may change the contact details indicated above, provided that in either case the change will be
effective on the date specified in the relevant notice (subject to Section 12.7.2).
12.7.4 The Client irrevocably authorizes YAIBROKERS to communicate with the Client by letter, email, facsimile or telephone to discuss matters in relation to the Account, at any time whatsoever
unless specifically requested otherwise in writing by the Client.
12.8 Indemnity and Limitation of Liability
12.8.1 Without prejudice to any other provisions contained in these terms for indemnifying
YAIBROKERS, the Client will indemnify, and keep indemnified, YAIBROKERS and any of the
YAIBROKERS employees, officers and directors (each, for the purposes of this clause an
“Indemnified Person”) against all present, future, contingent or other costs, expenses (including
reasonable legal expenses), damages, liabilities and losses which such Indemnified Person may
suffer or incur in connection with or arising out of these terms and any Transaction effected on
the Client’s instructions. The Client will not be required to indemnify any Indemnified Person to
the extent that any such costs, expenses, damages, liabilities, and losses result directly from the
bad faith, willful default, fraud or negligence of the Indemnified Person.
12.8.2 In no circumstances will YAIBROKERS or its employees, officers or directors be liable,
whether in contract, tort (including negligence) or otherwise, for any consequential, indirect or
incidental losses, or special or punitive damages, however, they arise, even if advised of the
possibility of such damages or losses.
12.8.3 YAIBROKERS accepts no responsibility or liability for any breaches which the Client may
incur with respect to any restrictions to which the Client or its principal may be subject,
regardless of whether YAIBROKERS has been provided with prior notice of such investment
restrictions.
12.8.4 YAIBROKERS shall not be liable to the Client for the solvency of, or loss caused by the
actions or omissions of a third party including any nominee, custodian, bank, Platform Service
Provider or other third party appointed by YAIBROKERS in good faith. In case of insolvency of the
third party and depending on the laws of the jurisdiction of such third party, the Client
acknowledges and accepts to bear the risk that the relevant assets may be lost.
12.8.5 If a claim is made by or against YAIBROKERS, its employees, officers or directors against or
by any third party in connection with these terms or the Services provided under them, the Client
will provide YAIBROKERS and/or its employees, officers or directors with such assistance,
documents and information in such form as may reasonably requested.
12.8.6 YAIBROKERS shall not be liable to the Client for any partial or non-performance of the
obligations hereunder by reason of any cause beyond its reasonable control, including withoutlimitation any breakdown, delay, malfunction or failure of transmission, communication or
computer facilities, industrial action, act of terrorism, act of God, acts and regulations of any
governmental or supranational bodies or authorities or the failure by the relevant intermediate
broker or agent, agent or principal, custodian, sub-custodian, dealer, exchange, clearinghouse or
regulatory or self-regulatory organization, for any reason, to perform its obligations.
12.8.7 Where YAIBROKERS offers to its Clients the opportunity to use and/or benefit from thirdparty services in any way they deem appropriate, accepting and carrying NO RESPONSIBILITY
and NO LIABILITY as to the content provided by the third party nor as to the consequences of
the use of the service. The Client uses any of the third-party services and/or the information
provided by third party services for marketing and/or otherwise, upon its sole discretion and
responsibility, undertaking all liability deriving from the use of the third-party service. To that
extent, Clients are encouraged to seek advice and/or training prior to using the services or
information provided making sure he fully understands the financial instruments, technical terms
and descriptions provided.
12.9 Confidentiality
12.9.1 YAIBROKERS will not disclose to the Client any fact, matter or thing in the below but not
limited to these circumstances:
(a) if any disclosure would or might be a breach of duty of confidence to any other person;
(b) which comes to the notice of an officer, employee or agent YAIBROKERS or of any associate,
but which does not come to the actual notice of the individuals or individual dealing with or for
the Client.
12.9.2 YAIBROKERS undertakes to keep all information it receives in connection with these terms
private and confidential, even when the Client is no longer a client. Such information will not be
disclosed to any person except to the extent that:
(a) the Client gives its prior consent, which need not be in written form;
(b) YAIBROKERS is required to disclose the information by and to any regulated market of which
YAIBROKERS or affiliate company is engaged in for and on the Client’s behalf or are members of,
the police, or any other regulatory authority or Court having jurisdiction over YAIBROKERS;
(c) when the disclosure is done in compliance with any Applicable Provisions or in compliance
with a court order;
(d) when the disclosure is done as part of legal proceedings;
(e) when the disclosure is done in the public interest or is necessary for the purposes of a
legitimate interest pursued by YAIBROKERS;
(f) when an Act of Insolvency commences against the Client.
12.9.3 Under the Applicable Provisions, YAIBROKERS may be obliged to make information about
certain transactions public or report transactions. The Client agrees and acknowledges that anyand all proprietary rights in such transaction information are owned YAIBROKERS and the Client
waives any duty of confidentiality attaching to the information which YAIBROKERS discloses.
12.9.4. YAIBROKERS and/or other persons acting on its behalf may record communications
(including e-mail, instant messaging, facsimile, telephone and other electronic communications)
with the Client or the Client’s agent(s) for quality control and security purposes, as a record of
the Client’s orders, instructions and related matters and in order to comply (and monitor
compliance) with the Applicable Provisions, these terms and any applicable policies and
procedures.
12.9.5 These records shall be prima facie evidence of any orders or communications monitored
or recorded and the Client agrees that such records shall be admissible as such in any legal
proceedings. Furthermore, the Client confirms that it will not use, file, or cite as a reason for
objecting to the admission of YAIBROKERS’s records as evidence in any legal proceedings either
that records are not originals, are not in writing or are documents produced by a computer.
12.9.6 YAIBROKERS will retain records in accordance with its operational procedures which may
change from time to time in its absolute discretion. The Client shall not rely upon YAIBROKERS to
comply with the Client’s recordkeeping obligations and that the Client should keep adequate
records in accordance with any applicable law and regulations to which the Client is subject.
12.10 Governing Law and Jurisdiction
12.10.1 These terms and all schedules herewith (including for the avoidance of doubt the
provisions of the Investment Services Agreement and the Appendices forming part thereof) and
all non-contractual obligations arising in any way whatsoever out of or in connection with are
governed by and shall be governed, construed and take effect in accordance with the Laws of
Cambodia.
12.10.2 To the extent that the Client may be entitled in any jurisdiction to claim for itself or its
property or assets, immunity in respect of the Client’s obligations under these terms from service
of process, jurisdiction, suit, judgment, execution, attachment (whether before judgment in aid of
execution or otherwise) or legal process to the extent that in any such jurisdiction there may be
attributed to the Client or the Client’s property or assets such immunity (whether or not claimed),
the Client hereby waives such immunity to the fullest extent permitted by the laws of such
jurisdiction.
12.10.3 The rights and remedies of YAIBROKERS and the Client under these terms are cumulative
and do not (save as expressly provided in these terms) exclude any rights or remedies provided
by law. No failure to exercise or delay in exercising the same shall operate as a waiver thereof,
nor shall any single or partial exercise thereof preclude any further or other exercises thereof.

13. Clients will be charged an inactivity fee of $50 if client account has been inactive for 12
months.
TRADING IN CURRENCIES INVOLVES AN EXTREMELY HIGH DEGREE OF RISK.
INVESTORS CAN AND FREQUENTLY DO LOSE ALL OR PART OF THE MONEYTHEY DEPOSIT. PLEASE READ, UNDERSTAND AND CAREFULLY CONSIDER
THE RISK DISCLOSURE STATEMENT BEFORE MAKING A DECISION TO TRADE
CURRENCIES OR CFDs.